Short vs. Long Term Disability Plan in your XOM Benefits

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Disability Plan

The disability plan provides various levels of income replacement during periods of both short-term and long-term absences from work caused by illness or injury. You are eligible immediately when you start work for short-term disability benefits and, after one year of service, for long-term disability benefits. You do not have to pay for coverage under this plan.

Short-Term Disability

This benefit provides for continuation of your pay while you are unable to work due to illness or injury. If you are disabled due to an ExxonMobil work-related illness or injury, you are eligible for up to 52 weeks of full pay, regardless of how long you’ve worked for the Company. If the illness or injury is not related to your work, benefits continue for a period of time determined by your years of service, as shown in the table at right.

You can re-qualify for your full schedule of short-term disability benefits by working 26 weeks after last having received full-pay benefits. The plan also provides a voluntary rehabilitation program to help when rehabilitation and retraining is a realistic goal to return you to employment.

Long-Term Disability

After one year of service, you are eligible for long-term disability benefits if you become incapacitated, you are no longer receiving short-term disability benefits, and your employment ends as a result of your disability.

This benefit insures that along with other income replacement amounts, you receive the equivalent of 50 percent of your last monthly benefit pay for as long as you remain disabled.

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