United Airlines Survivor Checklist

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I along with most people have been thinking a lot about health and family recently with the current Coronavirus scare. Many clients have reached out and asked me about what they should do if anything were to happen to them. Does a family member, your spouse, or close friend need to call the benefits center? Do they keep your medical coverage?

What your survivor needs to do

  • Report your death. Your spouse, a family member or even a friend should call your company’s Benefits Service Center as soon as possible to report your death.
  • Collect life insurance benefits. Your spouse or other named beneficiary will need to call your company’s Benefits Service Center to collect life insurance benefits.

If you have a joint pension

  • Start the joint pension payments. The joint pension is not automatic. Your joint pensioner will need to complete and return the paperwork from your company’s Pension Call Center to start receiving joint pension payments.
  • Be prepared financially to cover living expenses. Your spouse will need to be prepared with enough savings to bridge at least one month between the end of your pension payments and the beginning of his or her own pension payments.

If your survivor has medical coverage through your company

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  • Decide whether to keep medical coverage.
  • If your survivor is enrolled as a dependent in your company-sponsored retiree medical coverage when you die, he or she needs to decide whether to keep it. Survivors have to pay the full monthly premium.

If you are still are having questions, reach us at TechStaffer.