Know Your AT&T Benefits BEFORE Checking Out a New Job

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As a recruiter, it’s typical for clients to ask me what they should know about their benefits. With the current market volatility those questions have become more and more frequent. The bright side for AT&T employees is that your benefits when compared to other companies may be 2-3 times better. So before jumping ship on AT&T reconsider AFTER adding in the benefit of benefits.

Lets discuss some important concepts you need to know about your benefits and how to enroll.

AT&T Benefits Annual Enrollment

As stated in your AT&T SPD (1), Annual enrollment for your AT&T benefits usually occurs each fall (Ex. Oct. 24 – Nov. 15, 2019.). Before it begins, you will be mailed enrollment materials and an upfront confirmation statement reflecting your benefit coverage to the address on file. You’ll find enrollment instructions and information about your benefits options and contribution amounts. You will have the option to keep the benefit coverage shown on your upfront confirmation statement or select benefits that better support your needs. You can choose to enroll in e-Benefits and receive this information via email instead.

Next Step:

  • Watch for your annual enrollment information in the September/November time frame
  • Review your benefits information and utilize the tools and resources available on the AT&T Benefits Center website
  • Enroll in e-Benefits.

Things to keep in mind :

  • 47% of Americans cite health care as their greatest economic concern.(2)
  • Medical bills are the No. 1 cause of bankruptcy in the United States. (3)
  • For older Americans, healthcare costs represent the second-largest expense, behind housing.(4)

What Happens If Your Employment Ends

Your life insurance coverage and any optional coverage you purchase for your spouse/domestic partner and/or children ends on the date your employment ends, unless your employment ends due to disability. If you die within 31 days of your termination date, benefits are paid to your beneficiary for your basic life insurance, as well as any optional life insurance coverage you elected.

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  • You may have the option to convert your life insurance to an individual policy or elect portability on any optional coverage
  • If you stop paying supplementary contributions, your coverage will end
  • If you are at least 65 and you pay for supplemental life insurance, you should receive information in the mail from the insurance company that explains your options
  • Make sure to update your beneficiaries. See the SPD(1) for more details.

AT&T Beneficiary Designations

As part of your retirement and estate planning, it’s important to name someone to receivethe proceeds of your benefits programs in the event of your death. That’s how AT&T will know whom to send your final compensation and benefits. This can include life insurance payouts and any pension or savings balances you may have.

Next Step:

When you retire, make sure that you update your beneficiaries. AT&T has an Online Beneficiary Designation form for life events such as death, marriage, divorce, child birth, adoptions, etc.

If you are looking for more details about your benefits, reach us at TechStaffer.

If you are wanting to get a better understanding of your 401(k), visit

If you want to know if your eligible for your pension plan, visit

For more information on AT&T job postings, visit