FINANCIALLY: BENEFITS OF WORKING Make up for Decreased Value of Savings or Investments. Low interest rates have made it great for lump-sums but harder to generate portfolio income. Some people continue to work to make up for poor performance of their savings and investments. Maybe you took an offer & left earlier than you wanted
Whether you’re changing jobs or retiring, knowing what to do with your hard-earned retirement savings can be difficult. An employer-sponsored plan, such as a Pension & 401(k), may make up the majority of your retirement savings, but how much do you really know about that plan and how it works? There are seemingly endless rules
Stages of Retirement Retirement planning, whether you are 20 or 60, is something we must actively plan towards annually. Unfortunately, numerous polls and experts say the majority of Americans don’t know how much to save or the income they will need. Getting started… Your 20’s and early 30’s Everyone knows it’s critical to start in
Divorce Are you divorced or in the process of divorcing? Your former spouse(s) may have an interest in a portion of your retirement benefits. “Happily ever after” and “until death do us part” won’t happen for 28% of couples over the age of 50.3. Most couples saved together for decades, assuming they would retire together.
The disruption and market collapse from the Coronavirus has everyone a little bit on edge. A lot of my United clients have been asking questions concerning their Social Security and Medicare. This article should help address those questions. Social Security Identifying optimal ways to claim Social Security is essential to your retirement income planning. For